Back to News
UK credit scores: should you worry about a big shake-up?
UK NewsBusiness•September 14, 2026 at 7:00 AMNational

UK credit scores: should you worry about a big shake-up?

By Zoe Wood•The Guardian - UK News

Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rulesYour credit score is the magic number that helps lenders decide whether or not to approve a mortgage, loan or credit card application.Typically, the higher the number, the better your borrowing prospects. But a shake-up of the scoring system at TransUnion, one of the UK’s three main credit reference agencies, could mean a shock next time you log in. Continue reading...

Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules

Your credit score is the magic number that helps lenders decide whether or not to approve a mortgage, loan or credit card application.

Typically, the higher the number, the better your borrowing prospects. But a shake-up of the scoring system at TransUnion, one of the UK’s three main credit reference agencies, could mean a shock next time you log in.

Continue reading...

More From These Categories

UK News

View All

No other articles in this category yet.

Business

View All

No other articles in this category yet.